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Life Insurance provides a lump-sum payment to your nominated beneficiaries in the event of your death or terminal illness. This ensures your family or dependents can cover financial obligations such as mortgage repayments, daily living expenses, or education costs.

Trauma Cover pays a lump sum if you are diagnosed with a serious medical condition such as cancer, heart attack, or stroke. This financial support helps you manage medical expenses, rehabilitation costs, or everyday bills while you focus on recovery.

TPD Cover provides a lump-sum payment if you are permanently unable to work due to illness or injury. It ensures financial stability for you and your family when you can no longer earn an income.

Income Protection Insurance provides regular monthly payments, replacing a percentage of your income if you’re unable to work due to illness or injury. This cover ensures you can maintain your financial commitments while recovering.

Mortgage Repayment Cover helps you continue paying your mortgage if you’re unable to work due to illness, injury, or death. This ensures you can protect your home and maintain financial security for your family.

Health Insurance covers the cost of private healthcare, ensuring you can access timely treatment without long wait times. Policies often include coverage for surgery, specialist consultations, and diagnostic tests, with optional add-ons like dental and optical care.

Voluntary, government-supported savings scheme designed to help New Zealanders save for retirement.